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Get Business Insurance

Lesson 60 from: Launch a Successful Photography Business

Philip Ebiner, Will Carnahan

Get Business Insurance

Lesson 60 from: Launch a Successful Photography Business

Philip Ebiner, Will Carnahan

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Lesson Info

60. Get Business Insurance

Lessons

Class Trailer

Chapter 1: Introduction to Starting a Photography Business

1

Welcome

02:26
2

Why Do You Want to Start a Photography Business

04:40
3

What Kind of Photography Business Do You Want to Start

05:38
4

Important Personal Note from Instructor Will

02:25
5

Case Study Starting a Photography Business

07:43
6

Quiz - Chapter 1

Chapter 2: Basics of Starting a Photography Business

7

Introduction to Basics of Starting a Photography Business

00:52
8

Choose Your Business Name

05:29
9

Choose Your Business Structure

06:12
10

Register Your Business Name

01:47
11

Get Your Federal Tax ID

01:39
12

Get Your Business License

01:16
13

Get Your Business Bank Account

02:16
14

Register Your Online Accounts

02:17
15

Branding Your Business

02:18
16

Set Your Prices

12:56
17

The Photography Gear You Need to Start a Business

03:42
18

Case Study - Business Basics

24:42
19

Case Study - Equipment

10:05
20

Quiz - Chapter 2

Chapter 3: Get Your First Paying Clients

21

Intro to Getting Your First Paying Clients

00:44
22

You Need to Prove Yourself

01:30
23

The Best Place to Find Your First Clients

02:36
24

What to Charge for Your First Clients

02:44
25

On Set - Partnering with Other Creatives

01:57
26

On Set - Getting Work in a Competitive Environment

02:38
27

Use Your First Shoot Wisely

01:20
28

Case Study - Getting Your First Clients

07:55
29

Quiz - Chapter 3

Chapter 4: Create Your Photography Business Website

30

Introduction to Create Your Photography Business Website

01:05
31

Why You Need a Website and Platform Options

04:30
32

What Needs to Be On Your Website

07:32
33

Design the Perfect Portfolio

03:17
34

Case Study - Looking at Photography Websites

12:56
35

Quiz - Chapter 4

Chapter 5: Expanding Your Online Presence

36

Introduction to Expanding Your Online Presence

00:55
37

Use Instagram to Grow Your Business

02:29
38

Use Facebook to Grow Your Business

01:21
39

Get Listed on Google

03:53
40

Get Listed on Yelp

03:20
41

Get Listed on Review Sites

04:06
42

Using Craigslist to Get Work

03:01
43

Case Study - Expanding Your Online Presence

13:16
44

Quiz - Chapter 5

Chapter 6: The Photography Business Workflow

45

Introduction to the Photography Business Workflow

00:54
46

Step 1 - Meeting Your Client

03:32
47

Step 2 - Booking Your Client

05:53
48

Step 3 - The Shoot

02:28
49

Step 4 - Editing Your Photos

06:34
50

Step 5 - Delivering Your Photos

01:05
51

Case Study - Business Workflow

15:54
52

On Set - the Shoot

02:50
53

On Set - Backdrop Placement

01:13
54

On Set - Paper Backdrop Rolls

02:01
55

On Set - The Back Light

00:46
56

On Set - Interacting with Clients

04:58
57

Quiz - Chapter 6

Chapter 7:Scaling Your Business with Better Infrastructure

58

Intro to Business Infrastructure and Continued Growth

00:46
59

Productivity Tools to Make Your More Efficient

06:21
60

Get Business Insurance

03:55
61

Accounting Tools & Tips

04:20
62

Business Tax Tips

03:38
63

Scaling Your Prices Up

02:56
64

Use Conventions and Meet Ups to Grow Your Business

04:01
65

Case Study - Business Growth

11:04
66

Quiz - Chapter 7

Chapter 8: Selling Your Prints

67

Intro to the Selling Prints Section

00:56
68

Why Should You Sell Your Prints

02:18
69

Choose a Printer

02:59
70

How to Price Your Prints

05:33
71

Selling Your Prints Online

08:06
72

Selling Your Prints in Person

02:38
73

Wrapping up This Section

01:26
74

Quiz - Chapter 8

Chapter 9: Conclusion

75

Tips for Personal and Creative Well Being

04:38
76

Conclusion

01:45

Final Quiz

77

Final Quiz

Lesson Info

Get Business Insurance

Hey Phil here popping in for this lesson on insurance. So insurance is one of those things that you might hesitate on getting when you're starting out. It's also an additional expense that you might not have money to get when you're starting out. But of course it's something that can be very important, especially as you grow your business. Also, depending on how your business is, structured, insurance is there to protect you and if you're running your business as a sole proprietor or a partnership, your personal assets, um, aren't protected from with your business. And so that's an additional reason why insurance is important. Even if you have a corporation or LLC, it's important to have insurance. So I run my own personal production company and I have small business insurance, but there's a few different types that I want to just go over. So one is just general liability insurance and these types, sometimes the insurance, you get packages them into one sort of bundle. But general liab...

ility is probably the most important. This is this will cover things like if someone sues you, if you are on set and something happens, this will cover those kinds of incidents. So as a photographer, I would imagine this being important. If you are working on a set with different people, even with people that you're working for, not only your clients or if you are taking pictures out in public trying to sell things and you don't have the rights to do something and someone sues you, which you shouldn't be trying to sell anything you don't have the rights for. But if you end up doing that so ensues you. It protects you commercial property which is also usually bundled into photography insurance covers your equipment or things like your studio. So if there's someone, there's a theft, someone steals your equipment, you lose it. It breaks damages, your equipment, it's going to cover that. So those are the two that generally come together and I would recommend for any small business. There's a couple other things you might want to consider. One is disability insurance. This is if you get sick injured and you miss work, then you're going to continue to get paid as a photographer if you're doing this as your soul business, if something does happen and you aren't able to take on any jobs or anything like that. That could be really difficult for you or your family. So having some sort of disability insurance can be beneficial. And the last thing I'll just mention is if you have homeowners or rental insurance, you should check with them to see if they cover your business equipment. Some do up to a certain amount in terms of dollar amount. Some don't. So don't just assume that your homeowners insurance will cover things like your camera, your lenses, your computer, if it's for your business, a couple examples of companies that you might want to check out and get quotes from our professional photographers association that's P. P. A. They have a photo care plan Got Hill and Usher TCP Insurance and ensuring on these all have photography specific plans and they work a lot with photographers. You can also go under general, you know, your Geico, your state farm, your any other insurance company that does small business insurance can cover you as well depending on where you live and when you're watching this the cost is gonna Changed dramatically I'm sure and how much coverage you want but you can expect to pay anywhere from a few $100 up to $1,000 or or even a lot more depending on what your coverage is. So again insurance is just one of those things that as you grow your business it becomes more and more important, especially if your business is your your and your family's livelihood.

Class Materials

Bonus Materials with Purchase

15 Tips: How Your Photography Business can be Adapted to Online Services
Start a Photography Business
Workbook
Worksheet

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